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If you are caught drinking and driving you will get a Driving Under the Influence conviction (DUI). A DUI will affect your car insurance which any people are unaware of. Initially your premiums will probably increase substantially and later your policy may well be cancelled when it expires. If you don’t have insurance when you are convicted you will struggle to get any cover in the future. There are more affects of this conviction one of which is the SR-22 which will be explained and there are some tips offered that may help secure car insurance after a DUI. An SR-22 – what it is. If you are caught and convicted of a DUI you will be required to file Read more…

According to the Financial Ombudsman Service there has been a 70% increase in motor insurance complaints over the past six months. With the value of cars rising, motor insurers are choosing to repair cars as appose to writing them off. This has resulted in the majority of disputes between consumers and insurers being based on bad quality repairs and valuations. Repair costs for cars that are worth £30,000 to £40,000 can easily be in the region of £15,000. Because of this, many insurance companies prefer to have the repairs conducted at one of their garages, whereas the consumer may prefer their vehicle be repaired at a specialist garage. Consumers that find themselves in this situation do not have to accept Read more…

In Part 1, we detailed the first five strategies on how to cut your car insurance costs. In Part 2, we show you the second five. STEP 6 – Review, Change or Cancel No Fault & PIP (Personal Injury Protection) No-Fault Coverage, and it’s Twin – PIP – started out as great idea’s. Your premiums were actually going to be lowered. Then, your State Politicians got involved (at the urging of Insurance Lobbyists, of course) and mucked it up. You see, no-fault insurance coverage was originally intended to have each individual’s losses, covered by their own car insurance company – no matter who was at fault. Today, in many States, car insurance companies are making a ton of money on Read more…