How Does Your Credit Score Affect Car Insurance?

Many individuals don’t realize it, but any car insurance company is going to check your credit score right along with your driving record and other car insurance history. Under FCRA regulations auto insurance companies ask for permission to see your credit score to determine your risk. Basically there are two things they look at in coming up with your car insurance quote. First they look at your credit score and then they determine an insurance risk score. This article is going to delve into the scores and how it could affect you as you shop around for car insurance. You will also learn that some states have regulations regarding their insurance premiums. First there are many things that will determine Read more…